Welcome to Our Online Loan Referral Service


14951 Avery Ranch Blvd, Austin, TX 78717, USA
+1 (512) 314-6700
www.sotb.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM

Domain Info

Created Date

1996-05-08

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Spirit of Texas Bank?

Here you see the reviews of our customers.

Spirit of Texas Bank applied for a loan secured by an auto for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Cleo Walter I

I apply quite often. I am pleased with the terms. There is online round the clock service.

Jeramie Vandervort

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid back on time, it can be either extended or paid back ahead of schedule.

Amanda Stracke

Pay Attention

Above-specified info offers the details about a exact lender. Below-defined info is devoted to general information about payday loans.

Payday Loans in Austin, Pennsylvania

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Austin, Pennsylvania is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more reasonable rates a borrower will recieve.

APR

6% APR small loan cap

How will Spirit of Texas Bank help issue a loan in Austin, Pennsylvania?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Austin, Pennsylvania. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Austin, Texas

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+1 (817) 426-2351

www.titlemax.com

Lytle State Bank

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+1 (830) 709-3601

www.lytlestatebank.com

Sabine State Bank

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+1 (409) 579-2872

sabinebank.com

TitleBucks Title Loans

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+1 (972) 543-6537

North Dallas Bank & Trust

3900 Preston Rd, Plano, TX 75093, USA

+1 (972) 716-7100

www.ndbt.com

Cash Store

1200 Lowes Blvd Ste 104, Killeen, TX 76542, USA

+1 (254) 616-5885

www.cashstore.com

Pioneer Bank

623 W 38th St, Austin, TX 78705, USA

+1 (844) 746-2265

pioneer.bank

Guaranty Bank & Trust

750 James Bowie Dr, New Boston, TX 75570, USA

+1 (903) 628-6270

locations.gnty.com

Texas Car Title & Payday Loan Services, Inc.

1419 W 7th Ave, Corsicana, TX 75110, USA

+1 (903) 875-0822

texascartitleandpaydayloanservicesinc.com

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