Texas Car Title & Payday Loan Services, Inc. Payday Loans Review

4.9 147 reviews

Loan agency in Balch Springs, Texas

Organization owner?

11931 Elam Rd #101, Balch Springs, TX 75180, USA

+1 (972) 557-5787

texascartitleandpaydayloanservicesinc.com

Thursday

10AM–6PM

Friday

10AM–6PM

Saturday

10AM–3PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Domain Info

Created Date

2012-02-09

Mailing Address

Texas, United States

Company Name

Texas Car Title & Payday Loan Services, Inc.

Contact Data

Feedback about Texas Car Title & Payday Loan Services, Inc.?

Here you grapple with the feedback of our customers.

The staff make you feel at home.

Jerald Kihn

Loved the vibe.... customer service is awesome

Prof. Florencio Sporer V

Great experience I had at this location.

Tyrese Torp

Wonderful friendly service.

Brionna Lehner

This is by far the worst Title Company, that I have ever worked with!

Kameron Reynolds III

Associates were knowledgeable, friendly and eager to assist.

Karianne Dietrich

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes users grapple with general information about payday loans.

Payday Loans in Balch Springs, Texas

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

This financial product in Balch Springs, Texas is issued simply and quickly. The interest percentage is specified considering the category of the customer: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Texas Car Title & Payday Loan Services, Inc. help take out a loan in Balch Springs, Texas?

24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The deposit will be sent to a card, so a personal visit to the store is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% deny the application when lenders in Balch Springs, tx will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

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NavyArmy Community Credit Union

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www.navyarmyccu.com

World Finance

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+1 (972) 542-9461

www.loansbyworld.com