Checks Cashed Payday Loans Review - Balch Springs, Texas

5 3 reviews

Organization owner?

11393 Lake June Rd, Balch Springs, TX 75180, USA

3 years in business

What people think about Checks Cashed?

Below you find some of the opinions of our customers.

Was invited to a wedding but was broke at that time. A friend recommended me to contact Checks Cashed. And I did. This was the best decision! Yes, the APR was high but I think it’s because I had poor credit. In general, The process was hassle free.

Garrick Kreiger

Thanks!! The funds were sent to my bank account as promised – the next morning. I repaid the loan after a week and had no issues. The process is trouble-free and transparent. Be a responsible client and you will have no troubles.

Dr. Angel Wolff

I always use Checks Cashed when it need a loan. The application process is quick. No problems.

Theresa Runte

I took out for a $1,000 cash advance when I needed money after dismissal from work. There simply was no other way out. I found this website on the Internet. Other lender charged sky high rates. One lender refused me, another accepted me for a smaller amount but here it got as much as I needed.

Omari Davis

I was embarrassed to borrow from my family so I decided to apply for a cash advance via Checks Cashed. Found them online and the user reviews were good I have already applied twice and every time I was eligible very quickly. Very convenient.

Lavonne Schowalter

Pay Attention

Now you can read general features of payday loans.

Payday Loans in Balch Springs, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans may seem like an easy and speedy solution to a short-term problem in Balch Springs, Texas. Loans from payday lenders can get you funds quickly. Your APR will depend on several things.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit history. Payday loan approvals depend very much on specific circumstances. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get accepted for a loan, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the payday loan even before applying.