What people think about Pay Checks Cashed?
Below you find some of the testimonials of our clients.
Previously I needed $900 to cover utility bills. I decided to contact Pay Checks Cashed. They only approved me for $500 but the process itself was effortless, and their rates were competitive.
Max Wisozk
I needed $200 to buy a dress on a sale. The only way out was to apply for a cash advance. Found a lot of financial institutions online. Pay Checks Cashed is the most legit loan provider in Bay City.
Trever Kshlerin
Important
The above-given information provides the details about a specific financial institution. The information below is about common information about payday loans.
Payday Loans in Bay City, Michigan
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Payday loans in Bay City, Michigan is are easy to access. The APR is individual for each applicant and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
APR
369% APR*
Max Loan
600
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to clients with a bad credit score. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.
To get accepted for a loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Bay City, Texas
1 Hour Car Title Loans Euless
1201 N Main St, Euless, TX 76039, USA
+1 (682) 503-9779
1hourcartitleloans.com
The People's Federal Credit Union
423 N Main St, Childress, TX 79201, USA
+1 (806) 359-8571
www.tpfcu.com
