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5 4 reviews
Loan agency in Bay City, Texas

2809 7th St, Bay City, TX 77414, USA
+1 (979) 244-5071
excelfinco.com
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM

Domain Info

Created Date

2006-02-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, TX, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Excel Finance?

Below you find some of the opinions of our customers.

The process was convenient, fast. No paperwork needed. Thank you so much. Love their 24/7 customer support. No troubles. Would use again.

Tomasa Bergstrom

Was invited to a gender party but was broke at that time. A friend recommended me to contact Excel Finance. And I did. This was the best decision! Yes, the APR was high but I suppose it’s because I had poor credit. In general, The process was effortless.

Domenic Maggio

Thank you Excel Finance for assisting me when I needed money urgently to pay for home improvement. I have applied through this company once and everything was OK. This is the most legit lender with no hidden fees. Highly recommended!!!

Kurtis Daugherty

I applied for a $1,000 cash advance when I needed money after vacation. There simply was no other way out. I found this website on the Internet. Other lender charged unbelievable rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I needed.

Darius Carter

Yesterday I needed $800 to cover car repair bills. I decided to apply via Excel Finance. They only approved me for $500 but the process itself was effortless, and their rates were reasonable.

Prof. Forrest Cummings

Important

Above there is information about a exact lender. Below you can review common aspects of payday loans.

Payday Loans in Bay City, Michigan

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to access in Bay City, Michigan. The entire process is stress-free. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit score. Payday loan approvals depend very much on other aspects. They will look at your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Bay City, Texas

Check `n Go

3731 Highway 31 East, D, Corsicana, TX 75109, USA

+1 (903) 874-4930

locations.checkngo.com

MoneyGram

1332 S Plano Rd #502, Richardson, TX 75081, USA

+1 (972) 235-5122

locations.moneygram.com

Frost Bank

9990 Almeda Genoa Rd Suite 500, Houston, TX 77075, USA

+1 (713) 388-7600

locations.frostbank.com

Texas Car Title & Payday Loan Services, Inc.

2510 SW 3rd Ave, Amarillo, TX 79106, USA

+1 (806) 372-8100

Loanstar Title Loans

3201 N Navarro St, Victoria, TX 77901, USA

+1 (361) 572-3650

www.loanstartitleloans.net

Western Finance

4143 N 1st St, Abilene, TX 79603, USA

+1 (325) 676-1091

westernshamrock.com

First Finance Co

Waller, TX 77484, USA

+1 (936) 372-3674

Cash Store

811 Hillcrest Dr, Vernon, TX 76384, USA

+1 (940) 552-5520

www.cashstore.com

Cash America Pawn

3736 FM 528 Rd, Friendswood, TX 77546, USA

+1 (281) 992-8698

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