Welcome to Our Online Loan Referral Service

2700 7th St, Bay City, TX 77414, USA

What people think about ATM (IBC Bank)?

Below you see some of the reviews of our clients.

I always use ATM (IBC Bank) when it need a payday loan. The application process is easy. No issues.

Ms. Pascale Schultz Sr.

I had problems with paying my bank loan and was not sure I would get appoved for a loan with ATM (IBC Bank) . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $600 online. Fortunately I got approved!!! They literally saved my life.

Macy Wintheiser III

Many thanks to ATM (IBC Bank). I recently had some difficulties with repaying my auto loan and they approved me for a cash advance. Best loan provider! Managed to deal with my problems and signed with relief.

Kieran Marks

I was embarrassed to borrow from my friends so I decided to apply for a small loan via ATM (IBC Bank). Found them on the net and the user reviews were great I have already applied twice and every time I was approved within an hour. Very happy.

Prof. Ansley Hirthe I

Pay Attention

Above there is information about a precise lender. Below you can read common characteristics of payday loans.

Payday Loans in Bay City, Michigan

A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Cash advance loans may become an easy and fast solution to a short-term problem in Bay City, Michigan. Loans from payday lenders can get you funds quickly. Your APR will depend on several things.


369% APR*

Max Loan


Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?


Car expenses








Home improvement

Payday loans for bad credit

If you have a bad credit score you may still be able to take out a payday loan. Such loans are created to help meet the needs of people with less than perfect credit scores. There are lenders who may be happy to offer you a payday loan even if you have a poor credit rating. You will need a steady income to get accepted for a bad credit payday loan.

To get approved for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No ability to get a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your loan.

APR Calculator

Other Payday Lenders in Bay City, Texas

Frost Bank

23701 Cinco Ranch Blvd Suite 100, Katy, TX 77494, USA

+1 (800) 513-7678



525 Morse Ave, Stinnett, TX 79083, USA

+1 (806) 878-2488


A+ Federal Credit Union

11255 Hero Way W, Leander, TX 78641, USA

+1 (512) 302-6800


Walmart Money Center

2121 Highway 146 Byp, Liberty, TX 77575, USA

+1 (936) 336-5601


Bell Finance

2020 E Expressway 83, Penitas, TX 78576, USA

+1 (956) 580-0358


Check `n Go

111 N Commerce St, Gainesville, TX 76240, USA

+1 (940) 665-3017


IBC Bank

544 W Grand Pkwy S, Katy, TX 77494, USA

+1 (713) 285-2037


Texan Credit Corporation

300 N Spur 63 Ste 304, Longview, TX 75601, USA

+1 (903) 297-8111


Nationwide Money Services

1056 S Wheeler St, Jasper, TX 75951, USA

+1 (409) 383-1773