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4.7 69 reviews
Loan agency in Baytown, Texas

3402 N Main St, Baytown, TX 77521, USA
+1 (281) 422-8719
westernshamrock.com
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM

Domain Info

Created Date

2006-08-30

Mailing Address

Texas, United States

Company Name

Contact Data

What people think about Western Finance?

Below you read some of the reviews of our customers.

My husband has an account here &we love the service.

Prof. Isom Berge

I reccomend this location to all.

Allan Hahn

I will definitely recommend this place to family and friends.

Sabina Nolan

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Baytown, Texas

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Baytown, Texas is are simple to get. The interest rate is specific for each borrower and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to people with a bad credit rating. Payday loan approvals depend very much on specific aspects. Lenders will look at your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get approved for a cash advance, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Baytown, Texas

Reliable Finance Co

202 N Oak St # 3, Pearsall, TX 78061, USA

+1 (830) 334-9407

First Financial Bank

206 W College St, Rising Star, TX 76471, USA

+1 (254) 629-6161

www.ffin.com

Goliad Advance-Guard

202 S Commercial St, Goliad, TX 77963, USA

+1 (361) 645-2330

www.mysoutex.com

B & F Finance

4114 Ayers St, Corpus Christi, TX 78415, USA

+1 (361) 853-4666

www.bnffinance.com

ACE Cash Express

6848 Spencer Hwy B, Pasadena, TX 77505, USA

+1 (281) 998-7000

www.acecashexpress.com

BBVA Bank

1500 S Gregg St, Big Spring, TX 79720, USA

+1 (432) 267-1651

www.bbvausa.com

Capital Farm Credit

203 N 2nd St, Canadian, TX 79014, USA

+1 (806) 323-6462

www.capitalfarmcredit.com

Regional Finance

220 Jefferson St, Eagle Pass, TX 78852, USA

+1 (830) 773-5400

branches.regionalfinance.com

Happy State Bank ATM

3423 S Soncy Rd, Amarillo, TX 79119, USA

+1 (800) 447-2265

www.happybank.com

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