Gold Star Finance Inc Payday Loans Review

1 2 reviews

Loan agency in Baytown, Texas

Organization owner?

2309 N Alexander Dr, Baytown, TX 77520, USA

+1 (832) 556-0231

goldstarfinancetexas.com

Wednesday

8:30AM–5:30PM

Thursday

8:30AM–5:30PM

Friday

8:30AM–5:30PM

Saturday

8:30AM–12PM

Sunday

Closed

Monday

8:30AM–5:30PM

Tuesday

8:30AM–5:30PM

Domain Info

Created Date

2010-10-26

Mailing Address

Texas, United States

Company Name

Unite Tech

Contact Data

Feedback about Gold Star Finance Inc?

Here you read the reviews of our clients.

Hung up on me the first time and was short and rude the second time!

Verna Wuckert

And unnecessary please dont loss your time on this company

Ayla Klein

Pay Attention

Above-specified info offers the details about a exact lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in Baytown, Texas

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Payday loans in Baytown, Texas are issued hassle-free. The interest rate depends on the borrower's personal information: if you pay back more payday loans, the more efficient terms and rates lenders offer.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Gold Star Finance Inc help take out a loan in Baytown, Texas?

24/7 service. Such online services allow you to get funds at any time. Funds are issued around the clock. The loan will be sent to a bank account, so a personal visit to the office is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Baytown, Texas. The company will assess many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Baytown, Texas

Smart Quick Cash

1921 N Main St #101, Pearland, TX 77581, USA

+1 (832) 736-0500

www.sqctitleloans.com