Welcome to Our Online Loan Referral Service

4.3 3 reviews

1700 Decker Dr, Baytown, TX 77520, USA
+1 (281) 837-9700
Wednesday
8AM–7PM
Thursday
8AM–7PM
Friday
8AM–7PM
Saturday
8AM–7PM
Sunday
Closed
Monday
8AM–7PM
Tuesday
8AM–7PM

What people think about Check Cashing & More?

Below you find some of the reviews of our customers.

Good service with reasonable rates. They money within 2 hours, as I expected. I will use Check Cashing & More again if I need extra money.

Unique Kilback

Check Cashing & More seems legit. They rescued me twice. The first loan approved was small – $300, but next time the limit was increased to $900. Closed the loan on schedule. The employees were friendly, they gave fast answers to all my questions. No complaints. But their rates are average.

Dwight Kuhic

Used Check Cashing & More for the 4th time. The company is honest. They always keep you informed on your loan. No cheating. You can always extend your loan. They are always there when I need extra money.

Dominic Langworth

Pay Attention

The previous three items describe a certain lending service. But below you can read common details about payday loans.

Payday Loans in Baytown, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans are the easiest loans to qualify for in Baytown, Texas. The entire process is stress-free. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a bad credit history. Payday loan approvals depend very much on other aspects. They will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the real APR of your payday loan.

APR Calculator

Other Payday Lenders in Baytown, Texas

First State Bank

2002 Main St, Junction, TX 76849, USA

+1 (325) 446-3391

www.fsbjunction.com

Robert Lee State Bank

621 Austin St, Robert Lee, TX 76945, USA

+1 (325) 453-2545

www.robertleestatebank.com

First Service Credit Union

7720 FM 1960, Atascocita, TX 77346, USA

+1 (713) 679-7420

www.fscu.com

PFS Auto Finance

1414 West Sam Houston Pkwy N Suite 100, Houston, TX 77043, USA

+1 (713) 463-6600

www.pfs-corp.net

First Financial Bank

4350 Southwest Dr, Abilene, TX 79606, USA

+1 (325) 627-7200

www.ffin.com

Texas Community Capital

1910 E Martin Luther King Jr Blvd, Austin, TX 78702, USA

+1 (512) 916-0508

tccapital.org

Check `n Go

2474 E Austin St, Giddings, TX 78942, USA

+1 (979) 542-1525

locations.checkngo.com

City Loan Co - Notary Public

102 S Texas Blvd, Weslaco, TX 78596, USA

+1 (956) 968-3816

American State Bank

917 E SE Loop 323, Tyler, TX 75701, USA

+1 (903) 787-7860

www.asbtx.com

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