What people think about Check Cashing & More?
Below you find some of the reviews of our customers.
Good service with reasonable rates. They money within 2 hours, as I expected. I will use Check Cashing & More again if I need extra money.
Unique Kilback
Check Cashing & More seems legit. They rescued me twice. The first loan approved was small – $300, but next time the limit was increased to $900. Closed the loan on schedule. The employees were friendly, they gave fast answers to all my questions. No complaints. But their rates are average.
Dwight Kuhic
Used Check Cashing & More for the 4th time. The company is honest. They always keep you informed on your loan. No cheating. You can always extend your loan. They are always there when I need extra money.
Dominic Langworth
Pay Attention
The previous three items describe a certain lending service. But below you can read common details about payday loans.
Payday Loans in Baytown, Texas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.
Payday loans are the easiest loans to qualify for in Baytown, Texas. The entire process is stress-free. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a bad credit history. Payday loan approvals depend very much on other aspects. They will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a cash advance, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a loan, you can use an online calculator. It will show the real APR of your payday loan.
APR Calculator
Other Payday Lenders in Baytown, Texas
Western Finance
1652-F, W Henderson St, Cleburne, TX 76033, USA
+1 (817) 645-0383
westernshamrock.com
Allied Loan
2322 Pat Booker Rd, Universal City, TX 78148, USA
+1 (210) 566-0994
www.alliedloantx.com
World Finance
3605 N Main St Suite 103, Taylor, TX 76574, USA
+1 (512) 352-7555
www.loansbyworld.com
Windthorst Fed Credit Union
14205 FM174, Windthorst, TX 76389, USA
+1 (940) 423-6773
windthorstfcu.org
Henderson Federal Savings Bank
130 N Marshall St, Henderson, TX 75652, USA
+1 (903) 657-2577
www.hendersonfederal.com
