Welcome to Our Online Loan Referral Service

4.3 3 reviews

1700 Decker Dr, Baytown, TX 77520, USA
+1 (281) 837-9700
Wednesday
8AM–7PM
Thursday
8AM–7PM
Friday
8AM–7PM
Saturday
8AM–7PM
Sunday
Closed
Monday
8AM–7PM
Tuesday
8AM–7PM

What people think about Check Cashing & More?

Below you find some of the reviews of our customers.

Good service with reasonable rates. They money within 2 hours, as I expected. I will use Check Cashing & More again if I need extra money.

Unique Kilback

Check Cashing & More seems legit. They rescued me twice. The first loan approved was small – $300, but next time the limit was increased to $900. Closed the loan on schedule. The employees were friendly, they gave fast answers to all my questions. No complaints. But their rates are average.

Dwight Kuhic

Used Check Cashing & More for the 4th time. The company is honest. They always keep you informed on your loan. No cheating. You can always extend your loan. They are always there when I need extra money.

Dominic Langworth

Pay Attention

The previous three items describe a certain lending service. But below you can read common details about payday loans.

Payday Loans in Baytown, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans are the easiest loans to qualify for in Baytown, Texas. The entire process is stress-free. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a bad credit history. Payday loan approvals depend very much on other aspects. They will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the real APR of your payday loan.

APR Calculator

Other Payday Lenders in Baytown, Texas

MCBank

411 Early Blvd, Early, TX 76802, USA

+1 (325) 646-0313

www.mcbanktx.com

FirstBank & Trust

1910 Lockwood St, Tahoka, TX 79373, USA

+1 (806) 998-5395

www.firstbanktexas.com

Frost Bank

5021 W Park Blvd, Plano, TX 75093, USA

+1 (214) 515-4900

locations.frostbank.com

Navy Federal Credit Union

6600 Montana Ave Suite D, El Paso, TX 79925, USA

+1 (888) 842-6328

www.navyfederal.org

Happy State Bank ATM

2500 Perryton Pkwy, Pampa, TX 79065, USA

+1 (800) 447-2265

www.happybank.com

Walmart Money Center

1100 Us, Hwy 96 N, Silsbee, TX 77656, USA

+1 (409) 385-0782

www.walmart.com

Speedy Cash

7201 Cameron Rd, Austin, TX 78752, USA

+1 (512) 458-1422

www.speedycash.com

Payday Loans Pharr, Inc.

4200 N Chai St APT 717, McAllen, TX 78504 1501 S Cage Blvd McAllen, TX 78504 Pharr 78504, Pharr, TX 78577, USA

pharr.fundhelp.info

Simmons Bank ATM

5016 US-75, Denison, TX 75020, USA

+1 (866) 246-2400

simmonsbank.com

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