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3.8 16 reviews

2335 Texas Ave, Bridge City, TX 77611, USA
+1 (800) 825-8829
www.5pointcu.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about 5Point Credit Union?

Here you get acquainted with the feedback of our clients.

A good payday lender. The company quickly processed the application and credited the funds to my card.

Ms. Clemmie Swift II

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at fair interest rate, so far it has been paid off on schedule, it can be either extended or paid back ahead of schedule.

Prof. Norwood McCullough III

Thanks to the staff for the reliable service. They assisted in difficult times. For application you only need an ID.

Floy Schuppe I

A good payday lender. The company quickly reviewed the application and deposited the funds to my credit card.

Prof. Stefan Hoeger

Pay Attention

Above there are details about a certain lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Bridge City, Texas

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts are from $100-$1,000.

It is easy and fast to take out loans in Bridge City, Texas. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most reasonable terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will 5Point Credit Union help take out a payday loan in Bridge City, Texas?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The deposit will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Bridge City, Texas. They rate many other factors before taking out a loan. One of them is solvency. This is a way to improve your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Bridge City, Texas

Citizens State Bank

201 E Main St, Itasca, TX 76055, USA

+1 (254) 687-2305

www.citizensstatebanktx.com

Guaranty Bank & Trust ATM

2508 W Ferguson Rd, Mt Pleasant, TX 75455, USA

+1 (903) 572-9881

www.gnty.com

Citizens National Bank of Texas

200 N Elm St, Waxahachie, TX 75165, USA

+1 (972) 938-4300

www.cnboftexas.com

Commercial Bank of Texas, N.A.

410 E Lacy St, Palestine, TX 75801, USA

+1 (903) 731-4000

cbtx.com

B & F Finance

215 S Main St, Bryan, TX 77803, USA

+1 (979) 361-0001

www.bnffinance.com

Sun Loan Company

1955 Gessner Rd, Houston, TX 77080, USA

+1 (713) 468-9206

www.sunloan.com

Community National Bank & Trust of Texas

2500 SW Wilshire Blvd, Burleson, TX 76028, USA

+1 (817) 710-8888

mybanktx.com

Zackie's Car Title Loans

2929 FM1765, Texas City, TX 77590, USA

+1 (409) 941-0011

Capital Farm Credit

1760 TX-97 E, Jourdanton, TX 78026, USA

+1 (830) 769-3160

www.capitalfarmcredit.com

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