Welcome to Our Online Loan Referral Service

4.8 5 reviews

1709 9th St #104, Bridgeport, TX 76426, USA
+1 (940) 683-6300
www.fsbwise.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

2005-09-19

Mailing Address

PO BOX 5, CHICO, TX, 76431-0005, United States

Company Name

FSB

FSB

Contact Data

[email protected]

+1.9406836300

Feedback about First State Bank?

Here you get acquainted with the reviews of our customers.

We always have a wonderful time at this location.

Mr. Vincenzo Huel

I absolutely LOVE the ladies in this office!

Floyd Marquardt

Very thorough, looks out for the customers .

Nia Medhurst

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Bridgeport, New York

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

Hassle-free financial products are considered as payday loans in Bridgeport, ny. They are issued at individually-set interest rates. They are dependent on personal data. It is also significant to pay back as much payday loans as possible.

APR

25% small loan cap

How will First State Bank help take out a loan in Bridgeport, New York?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Bridgeport, New York. They assess many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to enhance your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

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