Welcome to Our Online Loan Referral Service

5 reviews

208 Center Dr, Cactus, TX 79013, USA
+1 (800) 447-2265
www.happybank.com
Saturday
8AM–1AM
Sunday
8AM–1AM
Monday
8AM–1AM
Tuesday
8AM–1AM
Wednesday
8AM–1AM
Thursday
8AM–1AM
Friday
8AM–1AM

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank ATM?

Below you find some of the reviews of our clients.

They approve applicants instantly and transfer money the same day. But beware – they charge high penalties for delayed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!

Jana Quigley

I was embarrassed to borrow from my friends so I decided to apply for a payday loan via Happy State Bank ATM. Found them on the net and the user reviews were great I have already applied twice and every time I was approved very quickly. Very satisfied.

Linda Corwin IV

I recommend Happy State Bank ATM to every person who need extra cash. I’ve been using them for 2nd time. Always exceptional service!

Prof. Emmalee Keebler Sr.

A good company. These guys quickly processed my application. Had funds in my account the next day. If you need some extra money urgently, this is the best place to apply, I’m telling you!

Julio Gaylord

I needed $500 to buy a bike. The only way out was to apply for a cash advance. Found a lot of financial institutions on the Internet. Happy State Bank ATM is the most reliable financial institution in Cactus.

Lillie Lesch

Important

The previous three items describe a precise financial institution. But below you can read general data about payday loans.

Payday Loans in Cactus, Texas

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

It is hassle-free and fast to get approved for payday loans in Cactus, Texas. The interest rate will be set specifically for each case and will depend on the personal information the applicant entered.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can typically be an obstacle to taking out a bank loan. A payday loan can help consumers who have poor credit scores or have no credit history. But we recommend you that as with any borrowing you should only dare applying for a cash advance if you are convinced that you can make payments punctually.

To get approved for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a loan, you can use an online calculator. It will show the real APR of your cash advance.

APR Calculator

Other Payday Lenders in Cactus, Texas

Oportun

1603 Spencer Hwy, South Houston, TX 77587, USA

+1 (346) 216-4312

oportun.com

First National Bank-Sterling

102 W Main St, Bronte, TX 76933, USA

+1 (325) 473-2911

www.thefnbsc.com

Noble Finance

685 Main St, Eagle Pass, TX 78852, USA

+1 (830) 758-1100

noblefinance.net

Allen Title Finance Inc

2023 Westbury Ln, Allen, TX 75013, USA

+1 (214) 305-9310

titleloansallen.com

Southside Bank

20100 Texas 155 S S, Flint, TX 75762, USA

+1 (903) 825-6332

www.southside.com

Atlas Credit Co., Inc.

311 W Edinburg Ave, Elsa, TX 78543, USA

+1 (956) 262-8200

www.atlascredit.com

American Finance

7230 Fairway Dr, Houston, TX 77087, USA

+1 (713) 921-5626

www.american-finance.com

First Choice Loan Services Inc.

5001 Spring Valley Rd #500w, Dallas, TX 75244, USA

+1 (855) 532-2047

www.fcloans.com

Service Loan & Tax Services

466 N Timberland Dr, Lufkin, TX 75901, USA

+1 (936) 637-2353

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