Welcome to Our Online Loan Referral Service

100 Center Dr, Cactus, TX 79013, USA
+1 (800) 447-2265
Open 24 hours
Open 24 hours
Open 24 hours
Open 24 hours
Open 24 hours
Open 24 hours
Open 24 hours

Domain Info

Created Date


Mailing Address

Company Name

Contact Data

What people think about Happy State Bank ATM?

Below you get acquainted with some of the reviews of our clients.

Thank you for the fantastic service. Your managers assisted me throughout the process. It’s convenient that you only need an ID to apply.

Ms. Joanie Doyle II

Recently I had the most unpleasant situation in my life. I suddenly needed $900 to pay for medical bills. This company assisted me asap. They were the only website that approved me for the required amount. I solved all my troubles. I will surely recommend this company to my friends. Best service in my life.

Bria VonRueden

I had problems with paying back my bank loan and was not sure I would get appoved for a loan with Happy State Bank ATM . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $900 online. Fortunately I got an approval!!! They literally saved my life.

Miss Alyson Schulist

It wanted to fix my credit because I had no chances of getting approved for a business loan. So I applied for a payday loan via Happy State Bank ATM. Took out 3 small loans, one after another, and repaid them as agreed. My credit score improved! It worked! Very nice lender.

Eino Johnson


The previous three items describe a definite lender. But below you can find general details about payday loans.

Payday Loans in Cactus, Texas

Payday loans are short-term loans originally designed to tide people over until payday. You can usually borrow from $100 to $1,000.

It is effortless and speedy to get approved for payday loans in Cactus, Texas. The interest rate will be set specifically for each applicant and will depend on the personal details the borrower entered.


can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?


Car expenses








Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to applicants with a poor credit rating. Payday loan approvals depend very much on other circumstances. They will look at your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No ability to get a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to find out the real cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Cactus, Texas

BancorpSouth Bank

2601 South St, Nacogdoches, TX 75961, USA

+1 (936) 244-4660


BancorpSouth Bank

25303 Kuykendahl Rd, Tomball, TX 77375, USA

+1 (281) 517-2470


Austin Bank

352 Jacob St, Timpson, TX 75975, USA

+1 (936) 254-2494


Regional Finance

3552 Sherwood Way, San Angelo, TX 76901, USA

+1 (325) 276-6556


check n go, Check `n Go Store Directory

900 E End Blvd N, Marshall, TX 75670, USA

+1 (903) 927-1576


Toledo Finance Corporation

6100 Montana Ave STE D, El Paso, TX 79925, USA

+1 (915) 759-4163


Texas Trust Credit Union

317 S Main St, Mansfield, TX 76063, USA

+1 (972) 263-5171


Service Loans

1305 SW Loop 410 Suite 231, San Antonio, TX 78227, USA

+1 (210) 675-3000


OneMain Financial

116 E I-20 #160, Weatherford, TX 76087, USA

+1 (817) 599-5802