Welcome to Our Online Loan Referral Service

5 reviews

616 Birch Ave, Cactus, TX 79013, USA
+1 (800) 447-2265
www.happybank.com
Saturday
5AM–7PM
Sunday
5AM–7PM
Monday
5AM–6PM
Tuesday
5AM–7PM
Wednesday
5AM–7PM
Thursday
5AM–7PM
Friday
5AM–7PM

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank ATM?

Below you find some of the opinions of our clients.

Thank you for the top-quality service. Your managers helped me throughout the application. It’s great that you only need an ID to get funds.

Ben Larson

Recently I had the most difficult situation in my life. I urgently needed $900 to cover medical bills. This institution assisted me the same day. They were the only institution that approved me for the requested amount. I sorted out all my problems. I will 100% recommend this website to my friends. Best service ever.

Annamae Douglas

I always use Happy State Bank ATM when it need a cash advance. The application process is hassle-fee. No issues.

Delpha Schmeler

Many thanks to Happy State Bank ATM. I recently had some difficulties with repaying my mortgage and they approved me for a payday loan. Best loan provider! Managed to deal with my debts and signed with relief.

Daisha Wolff

The process was trouble-free, fast. No paperwork needed. Thank you so much. Love their round-the-clock customer support. No complaints. Would apply again.

Mr. Rosario Weimann

It wanted to rebuild my credit because I had no chances of getting accepted for a student loan. So I applied for a payday loan via Happy State Bank ATM. Took out 3 small loans, one after another, and repaid them on time. My credit history improved! It worked! Very satisfied.

Eugene Satterfield DVM

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Cactus, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans in Cactus, Texas is are simple to access. The APR is individual for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still apply a payday loan. Such loans are designed to help meet the needs of individuals with lower credit scores. There are lenders who may be happy to give you a payday loan even if you have a bad credit score. You will need a stable income to get accepted for a bad credit payday loan.

To get accepted for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Cactus, Texas

EZ Money Loan Services

1100 N 16th St, Orange, TX 77630, USA

+1 (409) 886-5359

www.ezmoney.com

Aaa Co Loans

2066 E Main St, Uvalde, TX 78801, USA

+1 (830) 278-1428

aaaloansuvalde.com

Adkins United Finance

1008 N Van Buren Ave, Mt Pleasant, TX 75455, USA

+1 (903) 577-9300

adkinsunitedfinance.com

USA Finance Inc

305 S Bryan-Belt Line Rd, Mesquite, TX 75149, USA

+1 (214) 367-7957

www.214sipablo.com

Texas Car Title & Payday Loan Services, Inc.

639 N Valley Mills Dr, Waco, TX 76710, USA

+1 (254) 399-6963

Texoma Educators Federal Credit Union

506 W Lamar St, Sherman, TX 75090, USA

+1 (903) 892-1505

www.texomaeducators.com

Capital Farm Credit

214 S Main St, Seymour, TX 76380, USA

+1 (940) 888-2663

www.capitalfarmcredit.com

Pilgrim Bank

1404 S Broadway St, Sulphur Springs, TX 75482, USA

+1 (903) 885-9444

www.pilgrimbank.com

Cash Store

1501 N Grand Ave Ste C, Gainesville, TX 76240, USA

+1 (940) 668-8987

www.cashstore.com

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