Classic Bank Payday Loans Review

5 reviews

Organization owner?

102 N Houston Ave, Cameron, TX 76520, USA

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–3PM

Tuesday

9AM–3PM

Wednesday

9AM–3PM

Thursday

9AM–3PM

Friday

9AM–5PM

What people think about Classic Bank?

Below you see some of the opinions of our clients.

I took out payday loan from Classic Bank twice. Paid off all my loans in a timely manner. Last week wanted to borrow more, but they approved me for only $100 ???

Art Block PhD

I took loans from Classic Bank many times. Previously it was ok. Last time they said I was accepted. Said the money would be in my account within 5 hours. It’s been three days – no money. They do not answer phone calls. Why???

Alanis Veum

Important

The previous three items charactirize a precise financial institution. But below you can read general information about payday loans.

Payday Loans in Cameron, New York

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Cameron, New York is are easy to access. The interest rate is individual for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to individuals with a poor credit score. Payday loan approvals depend very much on other circumstances. Lenders will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get accepted for a loan, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.