Welcome to Our Online Loan Referral Service

3.6 14 reviews

2100 4th Ave, Canyon, TX 79015, USA
+1 (806) 358-7777
www.educationcu.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
10AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM

Domain Info

Created Date

1998-05-04

Mailing Address

4400 W INTERSTATE 40, AMARILLO, TX, 79106-5940, United States

Company Name

Education Credit Union

Education Credit Union

Contact Data

[email protected]

+1.8006878144

Feedback about Education Credit Union - Canyon?

Here you see the reviews of our customers.

Plan to keep this bank for as long as I can access one of it's locations.

Mr. Wilber Armstrong MD

Great place to go too.

Prof. Eldon Bednar

Talyia at ECU has been so great for our family!

Miss Michelle Lynch I

They take care our business and personal banking, as well as our loans.

Cary Glover II

Consistently the worst costumer service I’ve experienced at a bank.

Prof. Lonny Rowe DDS

They do give better interest for commercial property than any other mortgage 💸

Isabella Tromp

Pay Attention

Payday lenders are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Canyon, Minnesota

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Canyon, Minnesota are issued hassle-free. The interest rate is dependent on the customer's person-related data: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Education Credit Union - Canyon help take out a loan in Canyon, Minnesota?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Canyon, mn will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

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