Welcome to Our Online Loan Referral Service

4.8 22 reviews
Loan agency in Carrizo Springs, Texas

308 N 5th St, Carrizo Springs, TX 78834, USA
+1 (830) 876-5214
excelfinco.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6:30PM

Domain Info

Created Date

2006-02-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, TX, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Excel Finance?

Here you see the reviews of our clients.

want to express my deep gratitude to Excel Finance for believing my case. I had some issues with a credit history, but this service helped me out and took out a loan.

Gladyce Howell

I have a problem with paying back a loan at another bank. It is inconvenient to borrow from friends. Therefore, I decided to contact Excel Finance. They really helped out.

Kiana Schamberger

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Tyra Hahn

The loan is deposited easily and quickly. There is a minus - a great rate when paying back a loan.

Gavin Wuckert

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Carrizo Springs, Texas

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Carrizo Springs, Texas is issued simply and fast. The interest percentage is specified depending on the category of the borrower: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Excel Finance help take out a payday loan in Carrizo Springs, Texas?

  • Round the clock service. Every client may address the service round the clock. The borrowed money will be transfered to bank account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to take out a loan in Carrizo Springs, Texas. They rate many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to improve your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

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Fresh Start Finance

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