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4.3 12 reviews

1801 E Whitestone Blvd (FM 1431, Cedar Park, TX 78613, USA
+1 (512) 435-4545
www.uhcu.org

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Feedback about United Heritage Credit Union - ATM Only?

Here you see the reviews of our customers.

Fantastic customer service from the moment I arrived.

Dr. Johann Prohaska MD

If you’re looking for friendly people, go somewhere else.

Dr. Carlo Bogan I

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes readers grapple with common information about payday loans.

Payday Loans in Cedar Park, Texas

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Payday loans in Cedar Park, Texas are issued problem-free. The interest rate is dependent on the client's person-related data: if you pay off more payday loans, the more efficient terms and rates lenders guarantee.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will United Heritage Credit Union - ATM Only help take out a payday loan in Cedar Park, Texas?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be transfered to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Lenders in Cedar Park, tx consider this circumstance not a hindrence to issue a loan. The client of a loan should be ready to objectively assess financial abilities, issue a loan, pay back the debt on time and not only resolve current difficulties, but enhance the credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will specify the cost of the loan.

APR Calculator

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Texas Car Title & Payday Loan Services, Inc.

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Valley Federal Credit Union - Main Office

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The Loan Depot

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Master Finance Corporation

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Security Service Federal Credit Union

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