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What people think about IBM Federal Credit Union?
Below you see some of the testimonials of our clients.
Used IBM Federal Credit Union for the second time. The lender is fair. They always keep you updated on your loan. No hidden fees. You can always extend your loan. They are always there when I need extra money.
Ron Wiza
I needed $300 to buy a bike. The only way out was to apply for a cash advance. Found a lot of loan providers on the Internet. IBM Federal Credit Union seemed the most honest financial institution in Cedar Park.
Grayce Schinner
Yesterday I needed $800 to cover medical bills. I decided to apply via IBM Federal Credit Union. They only approved me for $500 but the process itself was transparent, and their rates were good.
Claude Adams Jr.
A good company. They quickly processed my application. Had funds in my account the next day. If you need some extra funds urgently, this is the best lender, I’m telling you!
Erna Nienow
Was invited to a birthday party but was empty at that time. A friend recommended me to apply for a loan via IBM Federal Credit Union. And I did. This was the best decision! Yes, the interest rate was high but I think it’s because I had low credit. In general, The process was straightforward.
Madelynn Bode
I recommend IBM Federal Credit Union to every person who need extra funds. I’ve been using them for 5th time. Always amazing service!
Mr. Wellington Kovacek
Important
Above there is information about a exact loan provider. Below you can review common characteristics of payday loans.
Payday Loans in Cedar Park, Texas
Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.
It is easy and fast to get accepted for payday loans in Cedar Park, Texas. The interest rate will be set individually for each consumer and will depend on the personal details the consumer provided.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit score can often be an obstacle to taking out a bank loan. A payday loan can save borrowers who have low credit scores or have no credit history. But we recommend you that as with any debt you should only think about applying for a cash advance if you are assured that you can make payments as agreed in the contract.
To get approved for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.
APR Calculator
Other Payday Lenders in Cedar Park, Texas
Mobiloil Credit Union
1131 Memorial Fwy, Nederland, TX 77627, USA
+1 (409) 892-1111
www.mobiloilcu.org
Education Credit Union - 45th
3615 SW 45th Ave, Amarillo, TX 79109, USA
+1 (806) 358-7777
www.educationcu.com
