Welcome to Our Online Loan Referral Service

4.1 8 reviews

216 N, Broad St, Chandler, TX 75758, USA
+1 (903) 849-3551
www.sotb.com
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM

Domain Info

Created Date

1996-05-08

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Spirit of Texas Bank?

Here you read the reviews of our customers.

Been with this bank for almost 20 years, very good people and very good service

Murl Medhurst Sr.

After banking for years here, they still treat you like they trash!

Julio Armstrong

Great bank with wonderful people.

Rowland Watsica

Great place to get your taxes done.

Trycia Lang

Go visit Jackson Hewitt at Walmart in Athens. :)

Mr. Roosevelt Simonis

He answered all of my questions.

Karelle Miller

Very personal quick and customer service was on point..

Izabella Quigley

Great experience, Brandy was helpful & very pleasant to talk to.

Mrs. Pearline Erdman

Trying to rush me then hung up before I could answer the questions.

Dorothea Bosco DDS

Pay Attention

Above-defined info provides the details about a certain lending company. Below-defined info is oriented on common information about payday loans.

Payday Loans in Chandler, Indiana

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

It is simple and quick to take out payday loans in Chandler, Indiana. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, he will be offered one of the most favorable terms and rates.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

How will Spirit of Texas Bank help issue a loan in Chandler, Indiana?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor considered by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by payday lenders to issue a loan. The lending company review many aspects such as financial abilities to approve the request. Payday loans in Chandler, Indiana may help enhance your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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