Welcome to Our Online Loan Referral Service

3.7 3 reviews

2006 Ave G NW, Childress, TX 79201, USA
+1 (940) 937-9013
www.fbtchildress.net
Saturday
Closed
Sunday
Closed
Monday
7:30AM–4PM
Tuesday
7:30AM–4PM
Wednesday
7:30AM–4PM
Thursday
7:30AM–4PM
Friday
7:30AM–6PM

Domain Info

Created Date

2008-09-11

Mailing Address

Texas, United States

Company Name

First Bank and Trust

First Bank and Trust

Contact Data

Feedback about First Bank & Trust?

Here you grapple with the feedback of our clients.

Thanks to the staff for the reliable service. They assisted in difficult times. For application you only need an ID.

Ms. Kaitlin Howell PhD

I have a problem with paying off a loan at another service. It is inconvenient to borrow from friends. Therefore, I decided to address First Bank & Trust. They really helped.

Talon Kshlerin

I contacted First Bank & Trust. Everything was done quickly. Only pleasant impressions remained!

Mrs. Clementine Schmeler MD

I took the first payday loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Yolanda Koss

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will explain shared information about payday loans and its specific features.

Payday Loans in Childress, Texas

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Childress, Texas is taken out simply and fast. The interest percentage is specified depending on the category of the borrower: the more loans are successfully paid off, the more favorable terms will be ensured to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will First Bank & Trust help take out a loan in Childress, Texas?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be deposited to bank account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Childress, Texas. The company will assess many points to qualify such as payment abilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to use the calculator. It will specify the cost of the loan.

APR Calculator

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Big Fundings: Business Cash Advance in Texas

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bigfundings.com

Amegy Bank

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Bank of Hope

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+1 (817) 514-4600

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TX Title Loans

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Bank of America (with Drive-thru ATM)

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+1 (972) 461-2900

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Western Finance

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LendNation

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