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1 reviews

14066 Northwest Blvd, Corpus Christi, TX 78410, USA
+1 (361) 903-7285
www.ibc.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1990-06-05

Mailing Address

Company Name

Contact Data

What people think about IBC Bank?

Below you find some of the testimonials of our customers.

I took out for a $1,000 loan when I needed money after vacation. There simply was no other solution. I found this site on the Internet. Other lender charged VERY HIGH rates. One lender denied me, another approved me for a smaller amount but here it got as much as I requested.

Vivian Kunde II

I had problems with paying off my bank loan and was not sure I would get accepted for a loan with IBC Bank . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $300 online. Fortunately I got an approval!!! They literally saved my life.

Kamron Jenkins

Simple application. I only entered an ID and a bank account. Same day approval. The first time I was approved for $500 only. Hope the available amount will be more next time. Interest rate is reasonable. Paid off the loan even before the due date. If you have difficulties, the term can be also extended.

Kiarra Boyer

Good loan provider with affordable rates. They deposited the next day, as I expected. I will use IBC Bank again if I need extra money.

Ms. Jalyn Witting

Simple application. I only entered an ID and a bank account. Same day processing. The first time I was accepted for $500 only. Hope the limit will increase next time. APR is competitive. Repaid the loan early. If necessary, the term can be also extended.

Nelda Lowe

Pay Attention

The above-given information provides the details about a peculiar company. The information below is about common information about payday loans.

Payday Loans in Corpus Christi, Texas

A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Corpus Christi, Texas. Loans from payday lenders can get you funds same day. Your APR will depend on several things.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a poor credit history an increased opportunity to get approved for such loans. A payday loan may be the only loan available for some individuals to help them out of fix. If you take out such a loan, it is important that you always borrow within your capabilities and pay back your loan commitments without delays.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

APR Calculator

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