Welcome to Our Online Loan Referral Service

5 reviews

321 Texan Trail #220, Corpus Christi, TX 78411, USA
+1 (361) 438-6640
certaintyhomeloans.com
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

2016-12-21

Mailing Address

CA, United States

Company Name

Stearns

Stearns

Contact Data

Feedback about Certainty Home Loans?

Here you grapple with the feedback of our clients.

Thanks to the staff for the reliable service. They assisted in difficult times. For application you only need an ID.

Kallie Schmitt IV

Only an ID is needed to apply. Was on a business trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Stefanie Hintz

I'm not ashamed to borrow money from Certainty Home Loans, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Mrs. Maybell Muller IV

Pay Attention

Payday lenders are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Corpus Christi, Texas

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Such financial products as payday loan in Corpus Christi, Texas is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates a client will recieve.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Certainty Home Loans help take out a loan in Corpus Christi, Texas?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in Corpus Christi, Texas. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Corpus Christi, Texas

TitleMax Title Loans

3201 Center St, Deer Park, TX 77536, USA

+1 (281) 946-1008

www.titlemax.com

Western Finance

1308 Sam Houston Ave ste a, Huntsville, TX 77340, USA

+1 (936) 291-7724

westernshamrock.com

Happy State Bank ATM

301 S Cedar St, Borger, TX 79008, USA

+1 (800) 447-2265

www.happybank.com

Farmers & Merchants Bank

118 Early Blvd, Early, TX 76802, USA

+1 (325) 646-4000

www.fmb.com

LendNation

4535 Fredericksburg Rd #105, San Antonio, TX 78201, USA

+1 (210) 733-0138

www.lendnation.com

Advance America

991 East Nasa Road #1, Houston, TX 77058, USA

+1 (281) 990-6630

www.advanceamerica.net

IBC Bank ATM

1601 West Highway 83, Rio Grande City, TX 78582, USA

+1 (210) 829-3211

www.ibc.com

Advance America

447 N Garland Ave, Garland, TX 75040, USA

+1 (972) 494-2705

www.advanceamerica.net

MoneyGram

1105 Pat Booker Rd, Universal City, TX 78148, USA

+1 (210) 658-6037

locations.moneygram.com

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