Welcome to Our Online Loan Referral Service

1.8 15 reviews

6130 S Staples St, Corpus Christi, TX 78413, USA
+1 (361) 991-4000
www.ibc.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1990-06-05

Mailing Address

Company Name

Contact Data

Feedback about IBC Bank?

Here you get acquainted with the reviews of our customers.

Not to mention all the gas I’m wasting driving around town and WASTING MY TIME!

Fausto Dietrich

You'll wait an hour at least just to make a deposit.

Jameson Jaskolski

Dont use the drive thru to make deposits...SLOW!

Lorenza Hegmann

You can't beat the friendly staff too.

Wilfrid Renner PhD

By far the best credit union, always happy to help and very understanding.

Ambrose Lynch

Pay Attention

Payday lenders are provided in the first three points. Below info shows shared information about payday loans.

Payday Loans in Corpus Christi, Texas

A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Payday loans in Corpus Christi, Texas are taken out problem-free. The interest percentage depends on the borrower's person-related data: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders offer.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will IBC Bank help take out a payday loan in Corpus Christi, Texas?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Lenders in Corpus Christi, tx consider this circumstance not a drawback to issue a loan. The borrower of a loan should be prepared to objectively estimate financial capabilities, issue a loan, pay back the debt on a due date and not only solve current problems, but improve the credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

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