Welcome to Our Online Loan Referral Service

3.5 17 reviews

906 W University Dr, Denton, TX 76201, USA
+1 (940) 387-8585
www.datcu.org
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed

Domain Info

Created Date

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Company Name

Contact Data

Feedback about DATCU Credit Union?

Here you see the feedback of our customers.

This is a great place to do your banking business!

Ms. Celine Towne

Every single employee and manager needs people training.

Miss Shanel Franecki

Banks need to remember they are in the customer service industry.

Brook Jakubowski

Very appreciative of the customer service I received.

Gisselle Auer MD

Truely outstanding service and I highly recommend this place...

Miss Asia D'Amore MD

I enjoyed my experience with her and the knowledge she provided.

Darby West

Pay Attention

Further there will be given the details about not a certain lending company. The information below will explain general information about payday loans and its specific features.

Payday Loans in Denton, Maryland

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Denton, Maryland is taken out easily and quickly. The interest rate is set considering the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

33% APR cap (2.75% a month)

How will DATCU Credit Union help issue a payday loan in Denton, Maryland?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are taken out day and night. The payday loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Denton, md will assess other aspects like solvency and approve a loan. This is a way to enhance your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

APR Calculator

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Pilgrim Bank

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Security Finance

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Oak Cliff Christian Federal Credit Union

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Pinnacle Bank

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Happy Cash

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Happy State Bank ATM

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