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4.9 33 reviews
Loan agency in Edinburg, Texas

605 E University Dr St, Edinburg, TX 78539, USA
+1 (956) 381-0860
www.actioncredit.com
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM

Domain Info

Created Date

2013-02-28

Mailing Address

Texas, United States

Company Name

Contact Data

Feedback about Action Credit, Edinburg?

Here you see the reviews of our customers.

Friendly employees has fast service ,really recommend

Luella Morissette

Excellent customer service, manager very friendly and always in a good mood.

Dr. Michael Hoppe

Fast and friendly service!

Jewel Morar

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will define common information about payday loans and its specific aspects.

Payday Loans in Edinburg, Pennsylvania

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is easy and fast to issue payday loans in Edinburg, Pennsylvania. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

6% APR small loan cap

How will Action Credit, Edinburg help issue a payday loan in Edinburg, Pennsylvania?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Edinburg, pa will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Edinburg, Texas

Oportun

2419 E Saunders St, Laredo, TX 78043, USA

+1 (956) 752-3111

oportun.com

Southside Bank

102 Timberland Hwy, Pineland, TX 75968, USA

+1 (409) 584-3111

www.southside.com

Cash Biz

3914 Lamar Ave, Paris, TX 75462, USA

+1 (903) 737-9000

Cash America Pawn

76 E Crosstimbers St, Houston, TX 77022, USA

+1 (713) 694-0036

Regions Bank

100 W Morrow St, Georgetown, TX 78626, USA

+1 (737) 444-2870

www.regions.com

Security Finance

2703 N Alexander Dr, Baytown, TX 77520, USA

+1 (281) 427-0097

www.securityfinance.com

United Heritage Credit Union

5029 Kyle Centre Dr, Kyle, TX 78640, USA

+1 (512) 435-4545

www.uhcu.org

Drive-In Loans

320 S Stanton St, El Paso, TX 79901, USA

+1 (915) 544-7420

loansforelpaso.com

United Finance Co

332 W Houston St, San Antonio, TX 78205, USA

+1 (210) 224-1919

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