Welcome to Our Online Loan Referral Service

3.4 8 reviews

2205 W University Dr, Edinburg, TX 78539, USA
+1 (956) 630-9340
www.ibc.com
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1990-06-05

Mailing Address

Company Name

Contact Data

Feedback about IBC Bank?

Here you read the reviews of our clients.

They have great customer service.

Antoinette Nolan

I do not feel welcome, especially at this specific location.

Emmanuelle Sipes

They don't want to "solve problems.

Kavon Gusikowski

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes users get acquainted common information about payday loans.

Payday Loans in Edinburg, Pennsylvania

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Payday loans in Edinburg, Pennsylvania are taken out hassle-free. The interest percentage is conditional on the borrower's personal information: if you pay off more payday loans, the more efficient terms and rates lenders offer.

APR

6% APR small loan cap

How will IBC Bank help take out a loan in Edinburg, Pennsylvania?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Edinburg, Pennsylvania. They assess many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to improve your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in Edinburg, Texas

Toledo Finance

607 E University Dr, Edinburg, TX 78539, USA

+1 (956) 289-1919

www.toledocorp.com

Happy State Bank ATM

2318 W 19th, Lubbock, TX 79401, USA

+1 (800) 447-2265

happybank.com

Edward Jones - Financial Advisor

1900 E Elms Rd #102a, Killeen, TX 76542, USA

www.edwardjones.com

Covington Credit

4327 S 1st St, Austin, TX 78745, USA

+1 (512) 445-3279

www.mymoneytogo.com

Cliffs Check Cashing #1

2302 TX-121 #104, Lewisville, TX 75067, USA

+1 (972) 315-2625

cliffscheckcashing.com

Johnson City Bank

100 E Pecan Dr, Johnson City, TX 78636, USA

+1 (830) 868-7131

www.j-cbank.com

Texas Car Title & Payday Loan Services, Inc.

6620 Azle Ave, Lake Worth, TX 76135, USA

+1 (817) 237-2900

texascartitleandpaydayloanservicesinc.com

Texas Car Title & Payday Loan Services, Inc.

303-305 N Dumas Ave, Dumas, TX 79029, USA

+1 (806) 934-7115

texascartitleandpaydayloanservicesinc.com

A+ Federal Credit Union

10701 S 1st St, Austin, TX 78748, USA

+1 (512) 302-6800

aplusfcu.org

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