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4 2 reviews
Loan agency in El Campo, Texas

613 N Mechanic St, El Campo, TX 77437, USA
+1 (979) 543-6490
excelfinco.com
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM

Domain Info

Created Date

2006-02-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, TX, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Excel Finance?

Here you get acquainted with the reviews of our customers.

There is a very bad service.

Prof. Addison Schaden II

Clean and employees are highly professional.

Mr. Jan Raynor

TDECU is not setup properly to handle customers.

Roberta Grant

I really appreciate their construction work and customer support.

Mattie Bauch

I also highly recommend their quality services to everyone.

Prof. Demond Jerde Jr.

Mirage is the best industrial contractor for any service you need.

Dr. Keon Mitchell Sr.

I love my bank and the service I always get!

Sibyl Goodwin

Couldn't access our money because they said there system was down.

Prof. Adolf Schamberger

No limit savings and checking which is great for those wanting to start saving.

Santa Kuhn

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes users grapple with shared information about payday loans.

Payday Loans in El Campo, Texas

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in El Campo, Texas are taken out hassle-free. The interest rate is conditional on the customer's personal information: if you pay back more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Excel Finance help take out a payday loan in El Campo, Texas?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Payday lenders in El Campo, tx consider this circumstance not a drawback to take out a loan. The client of a payday loan should be ready to objectively estimate financial solvency, take out a loan, pay back the debt on a due date and not only resolve current issues, but improve the credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in El Campo, Texas

First Community Credit Union

10300 Louetta Rd Suite 100, Houston, TX 77070, USA

+1 (281) 856-5300

www.fccu.org

TitleMax Title Loans

2312 E Trinity Mills Rd Suite 100, Carrollton, TX 75006, USA

+1 (714) 418-4943

www.titlemax.com

Raymond James Financial Services

125 N Main St, Rockdale, TX 76567, USA

+1 (512) 446-4000

www.raymondjames.com

Cash America Pawn

236 Pan American Dr, Livingston, TX 77351, USA

+1 (936) 327-2274

PlainsCapital Bank

8200 I-10 Ste 120, San Antonio, TX 78230, USA

+1 (210) 321-3332

www.plainscapital.com

Inwood National Bank

1312 Washington St, Commerce, TX 75428, USA

+1 (903) 886-2126

TitleMax Title Loans

1739 SW Loop 410 Suite 506, San Antonio, TX 78227, USA

+1 (210) 526-7236

www.titlemax.com

Star Loans of Texas

1320 N Main St a, Liberty, TX 77575, USA

+1 (936) 336-5926

www.mystarloans.com

World Finance

2150 N Josey Ln Ste 218, Carrollton, TX 75006, USA

+1 (972) 245-6194

www.loansbyworld.com

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