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Loan agency in El Paso, Texas

3810 Pershing Dr, El Paso, TX 79903, USA
+1 (915) 562-5800
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

What people think about Community Loans of America Inc?

Below you find some of the reviews of our customers.

I always use Community Loans of America Inc when it need a loan. The application process is trouble-free. No troubles.

Prof. Reynold Schuster

I am a loyal customer of Community Loans of America Inc. It is very simple to apply online. The interest rate was reasonable. Their managers always reply in a timely manner.

Dr. Jaida Rutherford DVM

Used Community Loans of America Inc for the second time. The company is credible. They always keep you informed on your debt. No cheating. You can always extend your loan. They are always there when I need extra money.

Emelia Jaskolski

It wanted to improve my credit because I had no chances of getting accepted for a student loan. So I applied for a cash advance via Community Loans of America Inc. Took out 3 small loans, one after another, and repaid them as agreed. My credit score improved! It worked! Very nice lender.

Miss Marlene Mohr

Important

The previous three items describe a specific company. But below you can read general information about payday loans.

Payday Loans in El Paso, Illinois

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans may turn out an easy and fast solution to a short-term problem in El Paso, Illinois. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few factors.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can typically be an obstacle to obtaining a bank loan. A payday loan can rescue individuals who have bad credit scores or have no credit score. But we recommend you that as with any loan you should only think about applying for a cash advance if you are confident that you can afford payments on time.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your payday loan.

APR Calculator

Other Payday Lenders in El Paso, Texas

MCT Credit Union

4837 State Hwy 87, Orange, TX 77630, USA

+1 (409) 735-8777

www.mctcu.org

Heritage Land Bank - Palestine Branch

2209 South, TX-256 Loop Suite #200, Palestine, TX 75801, USA

+1 (903) 729-4667

heritagelandbank.com

FirstBank & Trust

102 E Waylon Jennings Blvd, Littlefield, TX 79339, USA

+1 (806) 385-4441

www.firstbanktexas.com

Commercial State Bank

1045 I-45, Palmer, TX 75152, USA

+1 (972) 449-2283

www.csbpalmer.com

Loans USA

2432 Southmore Ave, Pasadena, TX 77502, USA

+1 (713) 472-0033

loansusatx.com

Family Credit Loans General Finance

200 N Oregon St, El Paso, TX 79901, USA

+1 (915) 532-8267

Advance America

13637 Northwest Blvd Ste. 300, Corpus Christi, TX 78410, USA

+1 (361) 767-2701

www.advanceamerica.net

ACE Cash Express

9730 Abrams Rd #107, Dallas, TX 75243, USA

+1 (214) 340-2274

www.acecashexpress.com

Southside Bank

1250 S Capital of Texas Hwy #101, Austin, TX 78746, USA

+1 (512) 381-2320

www.southside.com

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