What people think about Teresa Finance Co?
Below you find some of the opinions of our clients.
Many thanks to Teresa Finance Co. I recently had some difficulties with repaying my mortgage and they approved me for a cash advance. Best lender! Managed to cover my problems and signed with relief.
Frank Marquardt
I want to say Many Thanks to the employees of Teresa Finance Co. They offer same day solution to any sudden money problems. Love them for their quick approval. Applied for a cash advance and got accepted although my credit was poor. I will surely use this website if I need money in the future.
Mrs. Billie Gibson
Important
Below you can read general information about payday loans and their common aspects.
Payday Loans in El Paso, Illinois
Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.
It is easy and speedy to get accepted for payday loans in El Paso, Illinois. The APR will be set specifically for each case and will depend on the personal data the consumer provided.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to applicants with a poor credit history. Payday loan approvals depend very much on specific factors. Payday companies will check your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a payday loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.
APR Calculator
Other Payday Lenders in El Paso, Texas
