Welcome to Our Online Loan Referral Service

4.2 10 reviews

2200 N Zaragoza Rd, El Paso, TX 79938, USA
+1 (915) 562-1172
www.firstlightfcu.org
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about FirstLight Federal Credit Union?

Here you get acquainted with the feedback of our customers.

Fantastic location and great service!

Dr. Kris Barrows DVM

Great, quick banking experience.

Miss Joanny Pouros

I have been a member for about 15 years and had no problems in the past.

Wava Corwin MD

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes readers get acquainted common information about payday loans.

Payday Loans in El Paso, Illinois

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in El Paso, il. They are taken out at individually-set interest rates. They depend on personal data. It is also important to pay off as much payday loans as possible.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will FirstLight Federal Credit Union help issue a loan in El Paso, Illinois?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in El Paso, Illinois. The lending company will estimate many points to qualify such as solvency. Cash advance will be a way to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in El Paso, Texas

Speedy Cash

6902 Harrisburg Blvd, Houston, TX 77011, USA

+1 (713) 928-2274

www.speedycash.com

Check `n Go

1280 Interstate 35 S, #200, New Braunfels, TX 78130, USA

+1 (830) 626-6323

locations.checkngo.com

InterBank

4530 E US Hwy 377, Granbury, TX 76049, USA

+1 (817) 573-1700

www.interbank.com

EZ Check Advance

636 S Jefferson Ave, Mt Pleasant, TX 75455, USA

Regions Bank

2601 Ridge Rd, Rockwall, TX 75087, USA

+1 (469) 434-3720

www.regions.com

Chappell Hill Bank ATM

US-290, Chappell Hill, TX 77426, USA

+1 (979) 836-6070

www.chappellhillbank.com

Amegy Bank

3020 Interstate 45 N, Conroe, TX 77303, USA

+1 (936) 442-7179

www.amegybank.com

No Wait Loans

13940 Westheimer Rd, Houston, TX 77077, USA

+1 (281) 293-7400

nowaitloans.com

Happy State Bank ATM

100 Center Dr, Cactus, TX 79013, USA

+1 (800) 447-2265

www.happybank.com

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