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Feedback about FirstLight Federal Credit Union?
Here you read the feedback of our customers.
FirstLight Federal Credit Union is quite reliable, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on time. The operators in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.
Lolita Nienow
Good service with a favorable percentage. Money transferred immediately, I always use FirstLight Federal Credit Union.
Ms. Kaci Runolfsson PhD
I'm not ashamed to borrow money from FirstLight Federal Credit Union, now the whole world lives like this. I have already used payday loans many times, everything is convenient.
Mrs. Vella Casper IV
FirstLight Federal Credit Union applied for a loan secured by an auto for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.
Columbus Lebsack
A good payday lender. The company quickly processed the application and deposited the funds to my bank account.
Prof. Tobin Wehner
It was significant to improve the credi score, because there is practically no chance of getting a loan at a reasonable interest rate. As a result, I addressed FirstLight Federal Credit Union. The score improved after several loans paid back.
Miss Nikki Lemke I
Pay Attention
Further there will be shown the details about not a certain lender. The information below will define shared information about payday loans and its specific features.
Payday Loans in El Paso, Illinois
Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.
This financial product in El Paso, Illinois is taken out simply and quickly. The interest percentage is set considering the category of the customer: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
How will FirstLight Federal Credit Union help take out a payday loan in El Paso, Illinois?
- 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The loan will be sent to a account, so a personal visit to the office is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every customer should enter the following data:
Then you should submit an application to get an offer from one of payday lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a negative factor that is considered by financial institutions. Lenders in El Paso, il review this circumstance not an obstacle to issue a loan. The borrower of a payday loan should be ready to objectively estimate financial solvency, take out a loan, pay back the debt on time and not only cope with current issues, but enhance the credit rating.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in El Paso, Texas
Neches Federal Credit Union
2239 Nall St, Port Neches, TX 77651, USA
+1 (409) 727-1639
www.nechesfcu.org
Kroger Money Services
20168 Eva St, Montgomery, TX 77356, USA
+1 (936) 449-7166
moneyservices.kroger.com
Ezloan Money Services
3401 W Airport Fwy, Irving, TX 75062, USA
