Welcome to Our Online Loan Referral Service

4.5 4 reviews

200 N Fwy Service Rd, Ferris, TX 75125, USA
+1 (972) 544-3000
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–4PM
Friday
8AM–6PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8AM–4PM

What people think about Commercial State Bank?

Below you find some of the testimonials of our customers.

I took out for a $1,000 cash advance when I needed money after vacation. There simply was no other way out. I came across this lender on the Internet. Other lender charged unbelievable rates. One lender refused me, another approved me for a smaller amount but here it got as much as I requested.

Dale Conn

I applied for a $1,000 payday loan when I needed money after dismissal from work. There simply was no other solution. I came across this lender on the Internet. Other lender charged unbelievable rates. One lender refused me, another accepted me for a smaller amount but here it got as much as I needed.

Brooks Stanton

It decided to improve my credit because I had no chances of getting approved for a mortgage. So I applied for a cash advance via Commercial State Bank. Took out 2 small loans, one after another, and repaid them on schedule. My credit score improved! It worked! Very happy.

Markus Bartell

I want to say Many Thanks to the staff of Commercial State Bank. They offer immediate solution to any unexpected money issues. Love them for their quick decision. Applied for a cash advance and got accepted although my credit was not perfect. I will 100% use this service if I need money again.

Dr. Marilou Simonis

Thank you for the fantastic service. Your staff assisted me throughout the application. It’s cool that you only need an ID to get funds.

Ariane Feeney

Thanks!! The funds were sent to my bank account as promised – the next day. I closed the loan quickly and had no problems. The process is convenient and transparent. Be a responsible customer and you will have no complaints.

Prof. Vidal Kerluke IV

Used Commercial State Bank for the second time. The company is legit. They always keep you updated on your loan. No fraud. You can always extend your loan. They are always there when I need extra cash.

Arden Weimann

Important

Above there is information about a definite lender. Below you can review common characteristics of payday loans.

Payday Loans in Ferris, Illinois

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Ferris, Illinois is are easy to get. The interest rate is specific for each person and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit score an increased chance to get approved for short-term loans. A payday loan may be the only financial product available for some clients to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your needs and pay back your loan commitments on scheduled.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the APR. It’s easy to find out the exact cost of the loan even before applying.

APR Calculator

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