Domain Info
Created Date
1996-11-01
Mailing Address
Company Name
Contact Data
Feedback about Happy State Bank?
Here you get acquainted with the feedback of our clients.
Josh and Marcos are two employees that you can trust. They help getting you the right loan and very friendly.
Miss Ruth Gibson DDS
The staff are great and they have a variety of items to choose from.
Frieda Hodkiewicz III
Always great service and a hell of young man.
Davon Crooks
Pay Attention
Further there will be shown the details about not a definite lender. The information below will explain general information about payday loans and its specific features.
Payday Loans in Floydada, Texas
The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.
Payday loans in Floydada, Texas are issued hassle-free. The interest rate depends on the borrower's person-related information: if you repay more payday loans, the more favorable terms and rates payday lending companies offer.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
How will Happy State Bank help take out a payday loan in Floydada, Texas?
- Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be transfered to card. You won't be asked to visit any store.
- No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are credited in 24 business hours.
- Fast and high approval percentage. The positive offer counts almost 98%.
- Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.
What data to fill out in the application? - General Info
To leave an application, every client should fill in the following data:
Then you have to submit an application and recieve an offer.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Floydada, tx will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit rating.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will define the cost of the payday loan. It takes seconds to see the outcome.
APR Calculator
Other Payday Lenders in Floydada, Texas
Atlas Cash and Pawn Madisonville
100 N Madison St, Madisonville, TX 77864, USA
+1 (936) 348-7296
www.texaspawnstarz.com
First Community Credit Union
3601 FM 1488, The Woodlands, TX 77384, USA
+1 (281) 856-5300
www.fccu.org
