Welcome to Our Online Loan Referral Service


105 S Wall St, Floydada, TX 79235, USA
+1 (806) 983-2265
locations.happybank.com
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–3PM

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

Feedback about Happy State Bank?

Here you get acquainted with the feedback of our clients.

Josh and Marcos are two employees that you can trust. They help getting you the right loan and very friendly.

Miss Ruth Gibson DDS

The staff are great and they have a variety of items to choose from.

Frieda Hodkiewicz III

Always great service and a hell of young man.

Davon Crooks

Pay Attention

Further there will be shown the details about not a definite lender. The information below will explain general information about payday loans and its specific features.

Payday Loans in Floydada, Texas

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Payday loans in Floydada, Texas are issued hassle-free. The interest rate depends on the borrower's person-related information: if you repay more payday loans, the more favorable terms and rates payday lending companies offer.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Happy State Bank help take out a payday loan in Floydada, Texas?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be transfered to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Floydada, tx will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Floydada, Texas

Cash Store

4679 TX-121 Ste 101, Lewisville, TX 75056, USA

+1 (972) 624-8988

www.cashstore.com

Golden Bank

2287 Hwy 6, Sugar Land, TX 77478, USA

+1 (281) 491-3838

www.goldenbank-na.com

ACE Cash Express

2905 Arkansas Ln Ste 110, Grand Prairie, TX 75052, USA

+1 (972) 641-4859

www.acecashexpress.com

Cash Store

2600 S Kirkwood Rd Ste 300, Houston, TX 77077, USA

+1 (281) 752-4200

www.cashstore.com

Texas Community Capital

1910 E Martin Luther King Jr Blvd, Austin, TX 78702, USA

+1 (512) 916-0508

tccapital.org

The First State Bank

403 S Alamo St, Refugio, TX 78377, USA

+1 (361) 526-4511

www.fsblouise.com

Hill Country Loans

428 Main St, Kerrville, TX 78028, USA

+1 (830) 315-3155

www.hillcountryloanstx.com

Walmart Money Center

109 22nd St, Hondo, TX 78861, USA

+1 (830) 426-4356

www.walmart.com

Jefferson Bank Boerne

371 N Main St, Boerne, TX 78006, USA

+1 (830) 816-6300

www.jeffersonbank.com

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