Welcome to Our Online Loan Referral Service

4 reviews

124 S Main St, Floydada, TX 79235, USA
+1 (806) 983-3717
www.fnbfloydada.com
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–3PM

Domain Info

Created Date

2004-03-12

Mailing Address

TX, United States

Company Name

FIRST NATIONAL BANK

FIRST NATIONAL BANK

Contact Data

What people think about First National Bank-Floydada?

Below you read some of the opinions of our customers.

I was embarrassed to borrow from my dad so I decided to apply for a payday loan via First National Bank-Floydada. Found them online and the user reviews were great I have already applied 5 times and every time I was accepted within 15 minutes. Very satisfied.

Miss Deborah Schaden

I applied for a $1,000 loan when I needed money after car accident. There simply was no other way out. I came across this website on the Internet. Other lender charged VERY HIGH rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I needed.

Nicolas Ebert

I always use First National Bank-Floydada when it need a loan. The application process is hassle-fee. No problems.

Miss Francisca Nolan I

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Floydada, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Online payday loans can be the best solution to your short-term financial troubles in Floydada , Texas because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the company's policy.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get approved for a payday loan. Such loans are designed to help meet the needs of individuals with less than perfect credit scores. There are lenders who may be willing to offer you a payday loan even if you have a bad credit rating. You will need a regular income to get approved for a bad credit payday loan.

To get accepted for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.

APR Calculator

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