Welcome to Our Online Loan Referral Service

3.3 22 reviews

1312 Lawrence St, Gainesville, TX 76240, USA
+1 (940) 665-1797
www.4ucu.org
Friday
8AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about 4U Credit Union?

Here you grapple with the feedback of our customers.

Loan officer Stephanie is very helpful!!

Gina Kerluke III

I had a wonderful experience and the customer service was top notch.

Clementine Boyle

That screwed my family over by not letting me in on that info.

Prof. Marianne Spinka IV

Pay Attention

Above there are details about a definite lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Gainesville, New York

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Gainesville, New York is taken out easily and fast. The interest rate is defined considering the category of the customer: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

25% small loan cap

How will 4U Credit Union help issue a loan in Gainesville, New York?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are issued day and night. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Gainesville, New York. The company will estimate many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Gainesville, Texas

ACE Cash Express

4010 Fairmont Pkwy #100, Pasadena, TX 77504, USA

+1 (281) 991-6713

www.acecashexpress.com

Texas Car Title & Payday Loan Services, Inc.

605 W Moore Ave, Terrell, TX 75160, USA

+1 (972) 563-1745

texascartitleandpaydayloanservicesinc.com

Principal Financial

399 Avenue E, Valley Mills, TX 76689, USA

+1 (469) 607-9384

www.principal.com

PLS Insurance

1900 E Belt Line Rd, Carrollton, TX 75006, USA

+1 (972) 695-8148

pls247.com

Chappell Hill Bank

5060 Main St, Chappell Hill, TX 77426, USA

+1 (979) 836-6070

www.chappellhillbank.com

CashStand Payday

10024 Homestead Rd, Houston, TX 77016, USA

+1 (800) 944-9820

356 Cash Stop

189 S Henderson St, Rusk, TX 75785, USA

+1 (903) 683-0700

Star Loans of Tx

903 E San Patricio Ave, Mathis, TX 78368, USA

+1 (361) 547-6959

www.mystarloans.com

Advance America

990 N Main St, Vidor, TX 77662, USA

+1 (409) 783-2395

www.advanceamerica.net

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