Welcome to Our Online Loan Referral Service

3.8 16 reviews

801 E California St, Gainesville, TX 76240, USA
+1 (940) 665-1711
www.firststate.bank
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about First State Bank?

Below you read some of the reviews of our customers.

Always have had excellent service.

Candice Schamberger

I have been a First State Bank customer since 1980.

Kelli West

Great bank and people

Dr. Vivien Kautzer I

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Gainesville, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Gainesville, New York is are easy to access. The APR is specific for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get a payday loan. Such loans are created to help meet the needs of people with lower credit scores. There are lenders who may be happy to offer you a payday loan even if you have a bad credit rating. You will need a stable income to get approved for a bad credit payday loan.

To get approved for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the loan immediately.

APR Calculator

Other Payday Lenders in Gainesville, Texas

OneMain Financial

200 N 15th St #7, Corsicana, TX 75110, USA

+1 (903) 874-1169

www.onemainfinancial.com

Donley County State Bank

201 Kearney St, Clarendon, TX 79226, USA

+1 (806) 874-3581

www.donleybank.com

Security Finance

980 N Walnut Creek Dr #112, Mansfield, TX 76063, USA

+1 (817) 473-6422

www.securityfinance.com

Cash Store

603 Louis Henna Blvd Ste B170, Round Rock, TX 78664, USA

+1 (512) 244-0024

www.cashstore.com

Happy State Bank ATM

20101, I-40, Bushland, TX 79012, USA

+1 (800) 447-2265

www.happybank.com

Sun Loan Company

1103 Clements St, Brownwood, TX 76801, USA

+1 (325) 643-1211

www.sunloan.com

Republic Finance

2317 W University Dr Suite 107, Denton, TX 76201, USA

+1 (940) 320-6568

locations.republicfinance.com

Lendmark Financial Services LLC

6141 East, TX-191 Suite 18C, Odessa, TX 79762, USA

+1 (432) 362-3848

www.lendmarkfinancial.com

TJD Financial Services

2950 S John Redditt Dr # 110, Lufkin, TX 75904, USA

+1 (936) 632-8302

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