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5 reviews

116 E 3rd St, Hallettsville, TX 77964, USA
+1 (361) 798-3237
www.psbhallettsville.com
Thursday
8AM–4PM
Friday
8AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM

Domain Info

Created Date

2001-08-13

Mailing Address

TX, United States

Company Name

People State Bank

People State Bank

Contact Data

Feedback about People State Bank?

Here you see the feedback of our customers.

I suffered one situation. I urgently needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. People State Bank in Hallettsville seemed to me the most efficient.

Cole Kuphal

People State Bank is quite fair, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on schedule. The managers in those support are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Lura Fritsch

Good service with a favorable percentage. Money deposited immediately, I always use People State Bank.

Erika Green

Pay Attention

Above there are details about a certain lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Hallettsville, Texas

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in Hallettsville, tx. They are taken out at individual interest rates. They are dependent on personal data. It is also significant to pay back as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will People State Bank help take out a payday loan in Hallettsville, Texas?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The deposit will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Hallettsville, Texas. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

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