Welcome to Our Online Loan Referral Service

4 19 reviews

101 E Central Texas Expy, Harker Heights, TX 76548, USA
+1 (254) 526-7296
Sunday
Closed
Monday
11AM–5PM
Tuesday
11AM–5PM
Wednesday
11AM–5PM
Thursday
11AM–5PM
Friday
11AM–6PM
Saturday
11AM–5PM

Feedback about Pawn Palace?

Here you read the reviews of our customers.

Great pawnshop...always my first choice on rather I'm buying something or getting a small loan

Mollie King

Great people,great service, definitely going back if I need a loan.

Karlee Kessler

Awesome place friendly people that's my shop I always go to

Prof. Vanessa Keeling

Pay Attention

Above-specified info provides the details about a certain lending company. Below-defined info is oriented on common information about payday loans.

Payday Loans in Harker Heights, Texas

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Harker Heights, Texas is issued easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more loans you pay back off, the more favorable rates a borrower will recieve.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Pawn Palace help issue a loan in Harker Heights, Texas?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are issued day and night. The transfer will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Harker Heights, Texas. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

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Texas Car Title & Payday Loan Services, Inc.

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Kroger Money Services

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Capital Farm Credit

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