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It was necessary to improve the credit rating, because there is practically no chance of getting a payday loan at a good interest rate. As a result, I addressed Stepstone Credit. The score improved after several loans paid back.
Mertie Kohler
Thanks to the team of Stepstone Credit. Quick solution of the arisen issues, quick approval on the loan. I definitely recommend this service.
Destiney Hand MD
Pay Attention
Payday lenders are shown in the first three points. Below info specifies common information about payday loans.
Payday Loans in Harlingen, Texas
According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.
This financial product in Harlingen, Texas is taken out easily and fast. The interest rate is set respecting the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
How will Stepstone Credit help issue a payday loan in Harlingen, Texas?
- 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The loan will be sent to a account, so a personal visit to the store is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every client should enter the following data:
Submit an application to recieve terms and rates for an offer from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Harlingen, tx will estimate other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit history.
The following common points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should define its definite cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Harlingen, Texas
Stepstone Credit
4360 S Congress Ave Suite #108, Austin, TX 78745, USA
+1 (512) 243-5087
www.stepstonecredit.com
Loanstar Title Loans
625 Main St, Kerrville, TX 78028, USA
+1 (830) 792-1113
www.loanstartitleloans.net
ACE Cash Express
4101 Buffalo Gap Rd Ste A, Abilene, TX 79605, USA
+1 (325) 698-2274
www.acecashexpress.com
