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5 4 reviews
Loan agency in Harlingen, Texas

111 S 2nd St, Harlingen, TX 78550, USA
+1 (956) 423-5209
loanexpresscash.com
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM

Domain Info

Created Date

2014-11-11

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, TX, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about El Centro Finance?

Below you read some of the testimonials of our clients.

Good lender with affordable rates. They money the next day, as I expected. I will use El Centro Finance again if I need financial assistance.

Devan Dickens

El Centro Finance seems legit. At least they have no hidden fees. This was the only company that approved me for a payday loan.

Dr. Esther Cassin PhD

Important

The above-given information provides the details about a certain lending service. The information below is about general information about payday loans.

Payday Loans in Harlingen, Texas

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Harlingen, Texas. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on several factors.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on specific circumstances. They will check your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Harlingen, Texas

First National Bank-Livingston

308 W Church St, Livingston, TX 77351, USA

+1 (936) 327-1234

www.fnblivingston.com

Shamrock Finance

448 N Timberland Dr, Lufkin, TX 75901, USA

+1 (936) 634-0075

CashMax Title & Loan

1319 S Jackson St, Jacksonville, TX 75766, USA

+1 (903) 541-2274

www.cashmaxtexas.com

Associated Credit Union of Texas - Pearland H-E-B

2805 Business Center Dr, Pearland, TX 77584, USA

+1 (409) 945-4474

locations.acutx.org

Texas Car Title & Payday Loan Services, Inc.

809 Ferris Ave, Waxahachie, TX 75165, USA

+1 (972) 923-7711

First Bank Texas

111 S Munday Ave, Munday, TX 76371, USA

+1 (940) 422-4522

www.go2fbt.com

PLS Check Cashing Store

3003 W Northwest Hwy, Dallas, TX 75220, USA

+1 (214) 358-5400

pls247.com

Cash America Pawn

1724 W Waco Dr, Waco, TX 76701, USA

+1 (254) 755-6321

K B J's Loan Co

405 S Ash St, Pearsall, TX 78061, USA

+1 (830) 334-8137

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