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Created Date
1990-06-05
Mailing Address
Company Name
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Feedback about IBC Bank?
Here you read the reviews of our customers.
Great customer service!
Frankie Rogahn I
I always choose the commercial lane closest to the window.
Prof. Kayla Metz
I go in during my lunch hour and there is only 1 teller for 8 customers.
Lucius Stark
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Further there will be given the details about not a definite lender. The information below will tell about shared information about payday loans and its specific aspects.
Payday Loans in Harlingen, Texas
A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.
Payday loans in Harlingen, Texas are taken out hassle-free. The interest percentage is dependent on the borrower's personal data: if you pay off more payday loans, the more efficient terms and rates payday lending companies offer.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
How will IBC Bank help take out a loan in Harlingen, Texas?
- 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The transfer will be sent to a bank account, so a personal visit to the department is not required.
- No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every client should enter the following data:
Then a customer should submit an application to get an offer from one of payday lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Harlingen, Texas. The company will assess many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit rating into a favorable one.
The following common points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator shows the cost of the payday loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Harlingen, Texas
LoanStar Title Loans
720 E Hopkins St, San Marcos, TX 78666, USA
+1 (512) 214-6285
www.loanstartitleloans.net
Cash America Pawn
224 Native Land Design, Mission, TX 78572, USA
+1 (956) 519-0044
www.cashamerica.com
First Financial Bank
4450 Texas 6 Frontage Rd, College Station, TX 77845, USA
+1 (979) 260-2100
www.ffin.com
Clute Pawn & Jewelry
617 Brazosport Blvd N, Clute, TX 77531, USA
+1 (979) 265-9595
clutevelascopawn.com
Independent Bank is now Independent Financial
19855 Southwest Fwy Suite 100, Sugar Land, TX 77479, USA
+1 (281) 343-7700
www.independent-bank.com
