Welcome to Our Online Loan Referral Service


110 N 25 Mile Ave, Hereford, TX 79045, USA
+1 (800) 447-2265
www.happybank.com
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours

Domain Info

Created Date

1996-11-01

Mailing Address

Company Name

Contact Data

What people think about Happy State Bank ATM?

Below you get acquainted with some of the opinions of our clients.

Used Happy State Bank ATM for the second time. The company is legit. They always keep you updated on your loan. No fraud. You can always extend your loan. They are always there when I need extra cash.

Mr. Doyle Cole

Easy application. I only needed an ID and a bank account. Very quick processing. The first time I was accepted for $600 only. Hope the limit will increase next time. APR is competitive. Paid back the loan early. If you have difficulties, the term can be also extended.

Kelsie Stokes

Important

The above-given information provides the details about a precise lending service. The information below is about general information about payday loans.

Payday Loans in Hereford, Pennsylvania

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Online cash advance loans can be the easiest solution to your short-term financial issues in Hereford , Pennsylvania because they are easily obtained and easily paid off. Your interest rate will depend on your state law or on the payday lender's policy.

APR

6% APR small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are companies who may be ready to give you a payday loan even if you have a poor credit rating. You will need a regular income to apply for a bad credit payday loan.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the exact cost of the cash advance loan immediately.

APR Calculator

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