Welcome to Our Online Loan Referral Service

4.6 5 reviews

3636 Rice Boulevard, Houston, TX 77005, USA
+1 (713) 218-7564
www.texascitizensbank.com
Friday
(Good Friday)
9AM–4PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

2004-08-24

Mailing Address

4949 FAIRMONT PKWY STE 100, PASADENA, TX, 77505-3757, United States

Company Name

Texas Citizens Bank, NA

Texas Citizens Bank, NA

Contact Data

[email protected]

+1.7139489301

Feedback about Texas Citizens Bank?

Here you see the reviews of our clients.

Excellent service and very friendly people!

Vilma Pfeffer

All the staff are friendly and professional.

Catalina Bayer

Pay Attention

Above-shown info offers the details about a certain lending company. Below-specified info is devoted to general information about payday loans.

Payday Loans in Houston, Pennsylvania

A short-term loan is known as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts vary from $100-$1,000.

Payday loans in Houston, Pennsylvania are issued problem-free. The interest percentage is conditional on the borrower's personal data: if you repay more payday loans, the more efficient terms and rates lenders guarantee.

APR

6% APR small loan cap

How will Texas Citizens Bank help issue a loan in Houston, Pennsylvania?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are issued day and night. The loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Microfinance organizations in Houston, pa consider this circumstance not an obstacle to take out a loan. The customer of a cash advance should be prepared to objectively assess financial capabilities, issue a loan, pay off the debt on a due date and not only solve current difficulties, but enhance the credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

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