Wilshire Bank Payday Loans Review

Organization owner?

10000 Harwin Dr., Houston, TX 77036, USA

www.bankofhope.com

Domain Info

Created Date

2007-01-25

Mailing Address

Company Name

Contact Data

What people think about Wilshire Bank?

Below you find some of the reviews of our clients.

Wilshire Bank rescued me in a difficult time. They approved me for a cash advance although I had credit problems. The process was straightforward and fast. I appreciate their exceptional client support service and fair rates. I will definitely recommend this loan provider to my family and friends.

Hillard Wilderman

Thanks!! The funds were sent to my bank account as promised – the next morning. I closed the loan quickly and had no issues. The process is convenient and transparent. Be a responsible borrower and you will have no problems.

Velva Stehr

Online application. I only filled in an ID and a bank account. Very quick processing. The first time I was approved for $600 only. Hope the available amount will increase next time. APR is competitive. Repaid the loan on time. If you wish, the term can be also extended.

Mrs. Angie Kiehn

Important

Above there is information about a precise lender. Below you can see common characteristics of payday loans.

Payday Loans in Houston, Pennsylvania

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Houston, Pennsylvania. The entire process is fast. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

6% APR small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are created to help meet the needs of individuals with lower credit scores. There are companies who may be pleased to offer you a payday loan even if you have a poor credit score. You will need a steady income to apply for a bad credit payday loan.

To get accepted for a payday loan, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 10 seconds to become informative even before applying.