Domain Info
Created Date
1997-10-23
Mailing Address
1901 GATEWAY DR STE 200, IRVING, TX, 75038-2425, United States
Company Name
Cottonwood Financial
Cottonwood Financial
What people think about Cottonwood Financial?
Below you see some of the reviews of our clients.
Indeed the worst loan company I’ve ever dealt with!
Mr. Ricardo Gutmann
I never said I wouldn't pay not at all you will get your money.
Johnathon Greenfelder V
Very harassing to their customers.
Jarred Adams
Important
The above-given information provides the details about a specific company. The information below is about general information about payday loans.
Payday Loans in Irving, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.
Payday loans are the easiest loans to be eligible in Irving, New York. The entire process is straightforward. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal data.
APR
25% small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit history. Payday loan approvals depend very much on other factors. They will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.
To get approved for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in Irving, Texas
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www.southwestlandassoc.com
First State Bank Central Texas
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+1 (254) 982-4818
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