Cottonwood Financial Payday Loans Review

1.6 17 reviews

Organization owner?

1901 Gateway Dr #200, Irving, TX 75038, USA

+1 (888) 950-2274

www.cashstore.com

Domain Info

Created Date

1997-10-23

Mailing Address

1901 GATEWAY DR STE 200, IRVING, TX, 75038-2425, United States

Company Name

Cottonwood Financial

Contact Data

[email protected]

+1.9727530822

+1.9727530385

What people think about Cottonwood Financial?

Below you see some of the reviews of our clients.

Indeed the worst loan company I’ve ever dealt with!

Mr. Ricardo Gutmann

I never said I wouldn't pay not at all you will get your money.

Johnathon Greenfelder V

Very harassing to their customers.

Jarred Adams

Important

The above-given information provides the details about a specific company. The information below is about general information about payday loans.

Payday Loans in Irving, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans are the easiest loans to be eligible in Irving, New York. The entire process is straightforward. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit history. Payday loan approvals depend very much on other factors. They will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get approved for a loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the cash advance loan even before applying.