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5 reviews

100 E Main St, Italy, TX 76651, USA
+1 (972) 483-6326
www.fsbrice-tx.com
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–4PM
Friday
8AM–4PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

2007-11-06

Mailing Address

100 N. McKinney, Rice, TX, 75155, United States

Company Name

First State Bank

First State Bank

Contact Data

[email protected]

+19033264121

What people think about First State Bank?

Below you get acquainted with some of the reviews of our clients.

I needed $600 to buy a birthday gift. The only way out was to apply for a payday loan. Found a lot of loan providers online. First State Bank is the most credible company in Italy.

Kiel Johnston

It needed to fix my credit because I had no chances of getting approved for a business loan. So I applied for a cash advance via First State Bank. Took out 3 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very good service.

Dr. Keenan Emard

I contacted First State Bank for a loan. Everything was done very quickly. Had the money in my account the next day. Employees are very understading. Good experience!

Rickie Schultz

Important

The above-given information provides the details about a definite company. The information below is about common information about payday loans.

Payday Loans in Italy, Texas

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Italy, Texas. The entire process is effortless. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still be eligible a payday loan. Such loans are created to help meet the needs of consumers with less than perfect credit scores. There are companies who may be willing to offer you a payday loan even if you have a poor credit score. You will need a stable income to get approved for a bad credit payday loan.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes a few seconds to become informative even before applying.

APR Calculator

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