Welcome to Our Online Loan Referral Service

4.3 3 reviews

12607 US-84, Joaquin, TX 75954, USA
+1 (936) 598-3311
www.fsbctx.bank
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM
Thursday
9AM–3PM
Friday
9AM–5:30PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Farmers State Bank?

Below you find some of the opinions of our clients.

I applied for the first cash advance in my life, was approved in 15 minutes despite the fact that I had other loans. I repaid it before the due date. Love this company for their reasonable rates. Other lenders in my town charge sky high interest!

Amani Zemlak IV

It wanted to improve my credit because I had no chances of getting approved for a business loan. So I applied for a cash advance via Farmers State Bank. Took out 4 small loans, one after another, and repaid them as agreed. My credit score improved! It worked! Very nice lender.

Irma Stanton PhD

Important

The previous three items describe a peculiar company. But below you can read common details about payday loans.

Payday Loans in Joaquin, Texas

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is effortless and speedy to get accepted for payday loans in Joaquin, Texas. The APR will be set individually for each person and will depend on the personal details the person entered.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to consumers with a bad credit history. Payday loan approvals depend very much on specific factors. They will check your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes a few seconds to become informative even before applying.

APR Calculator

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