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Feedback about Smart Financial Credit Union?
Here you get acquainted with the reviews of our clients.
No lines, no waiting and the best thing the branch is located in Katy.
Carmelo Lesch V
He answered all of our questions and guided us through this process with ease.
Adelle Rutherford
Thank you to Erick Maldonado, the staff and smart financial.
Mr. Pablo Braun
Pay Attention
Lending companies are provided in the first three points. Below info shows common information about payday loans.
Payday Loans in Katy, Texas
A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.
Payday loans in Katy, Texas are taken out easily. The interest rate depends on the borrower's personal information: if you pay off more payday loans, the more favorable terms and rates lenders guarantee.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
How will Smart Financial Credit Union help take out a loan in Katy, Texas?
- Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with personal data. It will take some minutes to review the application. The money are transferred in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To leave an application, every client should fill out the following data:
Then you have to press a Submit button and recieve an offer.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Katy, Texas. The company will estimate many points to qualify such as solvency. Cash advance will be a way to improve your bad credit rating into a favorable one.
The following general points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should define its exact cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Katy, Texas
Velocity Credit Union (Austin Municipal Court ATM)
700 E 7th St, Austin, TX 78701, USA
+1 (512) 469-7000
www.velocitycu.com
Texas Car Title & Payday Loan Services, Inc.
5808 TX-78, Sachse, TX 75048, USA
+1 (972) 675-1618
texascartitleandpaydayloanservicesinc.com
