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Feedback about First Community Credit Union?
Here you read the feedback of our clients.
Had a great experience and speedy service with Diego!
Rebeka Bins
The lady told me she cant give me my money because my DL was expired.
Audreanne Gusikowski
Anyone who is a First Community CU customer, this is a place you need to visit.
Rex Halvorson DDS
Pay Attention
Payday lenders are described in the first three points. Below info specifies shared information about payday loans.
Payday Loans in Katy, Texas
According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.
Payday loans in Katy, Texas are taken out problem-free. The interest percentage is conditional on the borrower's personal information: if you pay off more payday loans, the more efficient terms and rates payday lending companies guarantee.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
How will First Community Credit Union help issue a loan in Katy, Texas?
- 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every client should fill in the following data:
Submit an application to get terms and rates for an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Katy, Texas. They rate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit rating.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Katy, Texas
East West Bank
2527 Royal Ln Suite 155, Dallas, TX 75229, USA
+1 (972) 488-5610
www.eastwestbank.com
Advance America
2017 N. St. Mary's, Suite D, Beeville, TX 78102, USA
+1 (361) 354-5942
www.advanceamerica.net
First Financial Bank
24080 Hwy 59 North, Suite 100, Kingwood, TX 77339, USA
+1 (281) 318-4600
www.ffin.com
Austin Finance Company
3428 N 1st St, Abilene, TX 79603, USA
+1 (325) 673-5100
www.austinfinancecompany.com
UFCU South MoPac Financial Center
5033 W US Hwy 290 Service Rd, Austin, TX 78735, USA
+1 (512) 467-8080
www.ufcu.org
